LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,803
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,792
−HK$1,005/mo
Today · 4.125%
HK$33,797
baseline
▲ 0.50% · 4.625%
HK$35,854
+HK$2,057/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,594/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,381
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,330
−HK$962/mo
Today · 4.125%
HK$37,292
baseline
▲ 0.50% · 4.625%
HK$39,258
+HK$1,966/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,584/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,164
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,351
−HK$1,206/mo
Today · 4.125%
HK$40,557
baseline
▲ 0.50% · 4.625%
HK$43,025
+HK$2,468/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,114/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,457
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,596
−HK$1,155/mo
Today · 4.125%
HK$44,751
baseline
▲ 0.50% · 4.625%
HK$47,110
+HK$2,359/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,502/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,524
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,909
−HK$1,407/mo
Today · 4.125%
HK$47,316
baseline
▲ 0.50% · 4.625%
HK$50,196
+HK$2,880/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$94,632/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,533
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,861
−HK$1,348/mo
Today · 4.125%
HK$52,209
baseline
▲ 0.50% · 4.625%
HK$54,961
+HK$2,752/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$104,418/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,246
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,026
−HK$1,809/mo
Today · 4.125%
HK$60,835
baseline
▲ 0.50% · 4.625%
HK$64,537
+HK$3,702/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$121,670/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,685
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,393
−HK$1,733/mo
Today · 4.125%
HK$67,126
baseline
▲ 0.50% · 4.625%
HK$70,664
+HK$3,538/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$134,252/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,020 · Scale 2, in force from 26 Feb 2026)