LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,804
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,793
−HK$1,005/mo
Today · 4.125%
HK$33,798
baseline
▲ 0.50% · 4.625%
HK$35,855
+HK$2,057/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,596/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,381
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,330
−HK$963/mo
Today · 4.125%
HK$37,293
baseline
▲ 0.50% · 4.625%
HK$39,259
+HK$1,966/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,586/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,164
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,352
−HK$1,206/mo
Today · 4.125%
HK$40,558
baseline
▲ 0.50% · 4.625%
HK$43,025
+HK$2,467/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,116/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,457
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,596
−HK$1,155/mo
Today · 4.125%
HK$44,751
baseline
▲ 0.50% · 4.625%
HK$47,110
+HK$2,359/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,502/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,525
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,910
−HK$1,407/mo
Today · 4.125%
HK$47,317
baseline
▲ 0.50% · 4.625%
HK$50,196
+HK$2,879/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$94,634/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,534
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,862
−HK$1,348/mo
Today · 4.125%
HK$52,210
baseline
▲ 0.50% · 4.625%
HK$54,962
+HK$2,752/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$104,420/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,247
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,027
−HK$1,809/mo
Today · 4.125%
HK$60,836
baseline
▲ 0.50% · 4.625%
HK$64,538
+HK$3,702/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$121,672/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,686
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,394
−HK$1,733/mo
Today · 4.125%
HK$67,127
baseline
▲ 0.50% · 4.625%
HK$70,665
+HK$3,538/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$134,254/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,028 · Scale 2, in force from 26 Feb 2026)