LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,805
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,795
−HK$1,005/mo
Today · 4.125%
HK$33,800
baseline
▲ 0.50% · 4.625%
HK$35,856
+HK$2,056/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,600/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,383
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,332
−HK$963/mo
Today · 4.125%
HK$37,295
baseline
▲ 0.50% · 4.625%
HK$39,261
+HK$1,966/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,590/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,166
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,354
−HK$1,206/mo
Today · 4.125%
HK$40,560
baseline
▲ 0.50% · 4.625%
HK$43,028
+HK$2,468/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,120/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,460
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,598
−HK$1,156/mo
Today · 4.125%
HK$44,754
baseline
▲ 0.50% · 4.625%
HK$47,113
+HK$2,359/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,508/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,527
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,912
−HK$1,408/mo
Today · 4.125%
HK$47,320
baseline
▲ 0.50% · 4.625%
HK$50,199
+HK$2,879/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$94,640/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,536
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,865
−HK$1,348/mo
Today · 4.125%
HK$52,213
baseline
▲ 0.50% · 4.625%
HK$54,965
+HK$2,752/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$104,426/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,250
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,030
−HK$1,810/mo
Today · 4.125%
HK$60,840
baseline
▲ 0.50% · 4.625%
HK$64,542
+HK$3,702/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$121,680/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,690
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$65,398
−HK$1,732/mo
Today · 4.125%
HK$67,130
baseline
▲ 0.50% · 4.625%
HK$70,669
+HK$3,539/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$134,260/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,055 · Scale 2, in force from 26 Feb 2026)