LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,808
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,797
−HK$1,006/mo
Today · 4.125%
HK$33,803
baseline
▲ 0.50% · 4.625%
HK$35,859
+HK$2,056/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,606/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,386
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,335
−HK$963/mo
Today · 4.125%
HK$37,298
baseline
▲ 0.50% · 4.625%
HK$39,264
+HK$1,966/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,596/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,169
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,357
−HK$1,206/mo
Today · 4.125%
HK$40,563
baseline
▲ 0.50% · 4.625%
HK$43,031
+HK$2,468/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,126/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,463
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,602
−HK$1,155/mo
Today · 4.125%
HK$44,757
baseline
▲ 0.50% · 4.625%
HK$47,117
+HK$2,360/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,514/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,531
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,916
−HK$1,408/mo
Today · 4.125%
HK$47,324
baseline
▲ 0.50% · 4.625%
HK$50,203
+HK$2,879/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$94,648/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,540
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,869
−HK$1,348/mo
Today · 4.125%
HK$52,217
baseline
▲ 0.50% · 4.625%
HK$54,969
+HK$2,752/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$104,434/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,254
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,035
−HK$1,810/mo
Today · 4.125%
HK$60,845
baseline
▲ 0.50% · 4.625%
HK$64,547
+HK$3,702/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$121,690/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,695
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,403
−HK$1,733/mo
Today · 4.125%
HK$67,136
baseline
▲ 0.50% · 4.625%
HK$70,675
+HK$3,539/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$134,272/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,098 · Scale 2, in force from 26 Feb 2026)