LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,811
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,801
−HK$1,005/mo
Today · 4.125%
HK$33,806
baseline
▲ 0.50% · 4.625%
HK$35,863
+HK$2,057/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,612/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,389
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,339
−HK$962/mo
Today · 4.125%
HK$37,301
baseline
▲ 0.50% · 4.625%
HK$39,268
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,602/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,173
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,361
−HK$1,206/mo
Today · 4.125%
HK$40,567
baseline
▲ 0.50% · 4.625%
HK$43,035
+HK$2,468/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,134/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,467
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,606
−HK$1,156/mo
Today · 4.125%
HK$44,762
baseline
▲ 0.50% · 4.625%
HK$47,121
+HK$2,359/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,524/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,535
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,921
−HK$1,407/mo
Today · 4.125%
HK$47,328
baseline
▲ 0.50% · 4.625%
HK$50,208
+HK$2,880/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,656/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,545
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,874
−HK$1,348/mo
Today · 4.125%
HK$52,222
baseline
▲ 0.50% · 4.625%
HK$54,975
+HK$2,753/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,444/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,260
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,041
−HK$1,810/mo
Today · 4.125%
HK$60,851
baseline
▲ 0.50% · 4.625%
HK$64,553
+HK$3,702/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,702/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,701
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,409
−HK$1,734/mo
Today · 4.125%
HK$67,143
baseline
▲ 0.50% · 4.625%
HK$70,682
+HK$3,539/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,286/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,149 · Scale 2, in force from 26 Feb 2026)