LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,811
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,801
−HK$1,005/mo
Today · 4.125%
HK$33,806
baseline
▲ 0.50% · 4.625%
HK$35,863
+HK$2,057/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,612/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,390
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,339
−HK$963/mo
Today · 4.125%
HK$37,302
baseline
▲ 0.50% · 4.625%
HK$39,268
+HK$1,966/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,604/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,174
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,361
−HK$1,207/mo
Today · 4.125%
HK$40,568
baseline
▲ 0.50% · 4.625%
HK$43,036
+HK$2,468/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,136/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,468
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,607
−HK$1,155/mo
Today · 4.125%
HK$44,762
baseline
▲ 0.50% · 4.625%
HK$47,122
+HK$2,360/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,524/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,536
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,921
−HK$1,408/mo
Today · 4.125%
HK$47,329
baseline
▲ 0.50% · 4.625%
HK$50,209
+HK$2,880/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,658/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,546
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,875
−HK$1,348/mo
Today · 4.125%
HK$52,223
baseline
▲ 0.50% · 4.625%
HK$54,975
+HK$2,752/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,446/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,261
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,042
−HK$1,809/mo
Today · 4.125%
HK$60,851
baseline
▲ 0.50% · 4.625%
HK$64,554
+HK$3,703/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,702/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,702
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,410
−HK$1,734/mo
Today · 4.125%
HK$67,144
baseline
▲ 0.50% · 4.625%
HK$70,683
+HK$3,539/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,288/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,157 · Scale 2, in force from 26 Feb 2026)