LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,814
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,803
−HK$1,006/mo
Today · 4.125%
HK$33,809
baseline
▲ 0.50% · 4.625%
HK$35,866
+HK$2,057/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,618/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,392
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,342
−HK$963/mo
Today · 4.125%
HK$37,305
baseline
▲ 0.50% · 4.625%
HK$39,271
+HK$1,966/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,610/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,177
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,364
−HK$1,207/mo
Today · 4.125%
HK$40,571
baseline
▲ 0.50% · 4.625%
HK$43,039
+HK$2,468/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,142/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,471
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,610
−HK$1,156/mo
Today · 4.125%
HK$44,766
baseline
▲ 0.50% · 4.625%
HK$47,125
+HK$2,359/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,532/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,539
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,925
−HK$1,407/mo
Today · 4.125%
HK$47,332
baseline
▲ 0.50% · 4.625%
HK$50,212
+HK$2,880/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,664/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,549
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,878
−HK$1,349/mo
Today · 4.125%
HK$52,227
baseline
▲ 0.50% · 4.625%
HK$54,979
+HK$2,752/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,454/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,265
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,046
−HK$1,810/mo
Today · 4.125%
HK$60,856
baseline
▲ 0.50% · 4.625%
HK$64,559
+HK$3,703/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,712/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,706
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,415
−HK$1,733/mo
Today · 4.125%
HK$67,148
baseline
▲ 0.50% · 4.625%
HK$70,688
+HK$3,540/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,296/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,194 · Scale 2, in force from 26 Feb 2026)