LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,814
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,804
−HK$1,005/mo
Today · 4.125%
HK$33,809
baseline
▲ 0.50% · 4.625%
HK$35,866
+HK$2,057/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,618/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,393
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,342
−HK$963/mo
Today · 4.125%
HK$37,305
baseline
▲ 0.50% · 4.625%
HK$39,271
+HK$1,966/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,610/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,177
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,364
−HK$1,207/mo
Today · 4.125%
HK$40,571
baseline
▲ 0.50% · 4.625%
HK$43,040
+HK$2,469/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,142/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,471
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,610
−HK$1,156/mo
Today · 4.125%
HK$44,766
baseline
▲ 0.50% · 4.625%
HK$47,126
+HK$2,360/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,532/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,540
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,925
−HK$1,408/mo
Today · 4.125%
HK$47,333
baseline
▲ 0.50% · 4.625%
HK$50,213
+HK$2,880/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,666/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,550
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,879
−HK$1,348/mo
Today · 4.125%
HK$52,227
baseline
▲ 0.50% · 4.625%
HK$54,980
+HK$2,753/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,454/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,265
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,047
−HK$1,809/mo
Today · 4.125%
HK$60,856
baseline
▲ 0.50% · 4.625%
HK$64,559
+HK$3,703/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,712/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,707
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,416
−HK$1,733/mo
Today · 4.125%
HK$67,149
baseline
▲ 0.50% · 4.625%
HK$70,688
+HK$3,539/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,298/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,199 · Scale 2, in force from 26 Feb 2026)