LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,816
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,806
−HK$1,005/mo
Today · 4.125%
HK$33,811
baseline
▲ 0.50% · 4.625%
HK$35,869
+HK$2,058/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,622/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,395
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,344
−HK$963/mo
Today · 4.125%
HK$37,307
baseline
▲ 0.50% · 4.625%
HK$39,274
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,614/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,179
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,367
−HK$1,206/mo
Today · 4.125%
HK$40,573
baseline
▲ 0.50% · 4.625%
HK$43,042
+HK$2,469/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,146/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,474
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,613
−HK$1,156/mo
Today · 4.125%
HK$44,769
baseline
▲ 0.50% · 4.625%
HK$47,129
+HK$2,360/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,538/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,542
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,928
−HK$1,408/mo
Today · 4.125%
HK$47,336
baseline
▲ 0.50% · 4.625%
HK$50,216
+HK$2,880/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,672/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,553
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,882
−HK$1,348/mo
Today · 4.125%
HK$52,230
baseline
▲ 0.50% · 4.625%
HK$54,983
+HK$2,753/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,460/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,269
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,050
−HK$1,810/mo
Today · 4.125%
HK$60,860
baseline
▲ 0.50% · 4.625%
HK$64,563
+HK$3,703/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,720/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,711
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,420
−HK$1,733/mo
Today · 4.125%
HK$67,153
baseline
▲ 0.50% · 4.625%
HK$70,693
+HK$3,540/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,306/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,232 · Scale 2, in force from 26 Feb 2026)