LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,817
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,806
−HK$1,006/mo
Today · 4.125%
HK$33,812
baseline
▲ 0.50% · 4.625%
HK$35,869
+HK$2,057/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,624/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,396
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,345
−HK$963/mo
Today · 4.125%
HK$37,308
baseline
▲ 0.50% · 4.625%
HK$39,275
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,616/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,180
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,368
−HK$1,206/mo
Today · 4.125%
HK$40,574
baseline
▲ 0.50% · 4.625%
HK$43,043
+HK$2,469/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,148/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,475
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,614
−HK$1,156/mo
Today · 4.125%
HK$44,770
baseline
▲ 0.50% · 4.625%
HK$47,130
+HK$2,360/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,540/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,543
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,929
−HK$1,408/mo
Today · 4.125%
HK$47,337
baseline
▲ 0.50% · 4.625%
HK$50,217
+HK$2,880/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,674/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,554
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,883
−HK$1,348/mo
Today · 4.125%
HK$52,231
baseline
▲ 0.50% · 4.625%
HK$54,985
+HK$2,754/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,462/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,270
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,052
−HK$1,810/mo
Today · 4.125%
HK$60,862
baseline
▲ 0.50% · 4.625%
HK$64,565
+HK$3,703/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,724/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,713
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,421
−HK$1,734/mo
Today · 4.125%
HK$67,155
baseline
▲ 0.50% · 4.625%
HK$70,695
+HK$3,540/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,310/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,244 · Scale 2, in force from 26 Feb 2026)