LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,818
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,807
−HK$1,006/mo
Today · 4.125%
HK$33,813
baseline
▲ 0.50% · 4.625%
HK$35,870
+HK$2,057/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,626/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,397
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,346
−HK$963/mo
Today · 4.125%
HK$37,309
baseline
▲ 0.50% · 4.625%
HK$39,276
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,618/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,181
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,369
−HK$1,206/mo
Today · 4.125%
HK$40,575
baseline
▲ 0.50% · 4.625%
HK$43,044
+HK$2,469/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,150/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,476
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,615
−HK$1,156/mo
Today · 4.125%
HK$44,771
baseline
▲ 0.50% · 4.625%
HK$47,131
+HK$2,360/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,542/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,545
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,930
−HK$1,408/mo
Today · 4.125%
HK$47,338
baseline
▲ 0.50% · 4.625%
HK$50,218
+HK$2,880/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,676/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,555
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,885
−HK$1,348/mo
Today · 4.125%
HK$52,233
baseline
▲ 0.50% · 4.625%
HK$54,986
+HK$2,753/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,466/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,272
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,053
−HK$1,810/mo
Today · 4.125%
HK$60,863
baseline
▲ 0.50% · 4.625%
HK$64,567
+HK$3,704/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,726/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,714
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,423
−HK$1,733/mo
Today · 4.125%
HK$67,156
baseline
▲ 0.50% · 4.625%
HK$70,696
+HK$3,540/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,312/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,258 · Scale 2, in force from 26 Feb 2026)