LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,819
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,808
−HK$1,006/mo
Today · 4.125%
HK$33,814
baseline
▲ 0.50% · 4.625%
HK$35,872
+HK$2,058/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,628/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,398
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,347
−HK$963/mo
Today · 4.125%
HK$37,310
baseline
▲ 0.50% · 4.625%
HK$39,277
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,620/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,182
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,370
−HK$1,207/mo
Today · 4.125%
HK$40,577
baseline
▲ 0.50% · 4.625%
HK$43,046
+HK$2,469/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,154/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,478
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,617
−HK$1,156/mo
Today · 4.125%
HK$44,773
baseline
▲ 0.50% · 4.625%
HK$47,133
+HK$2,360/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,546/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$523,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,546
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,932
−HK$1,408/mo
Today · 4.125%
HK$47,340
baseline
▲ 0.50% · 4.625%
HK$50,220
+HK$2,880/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,680/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,557
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,886
−HK$1,349/mo
Today · 4.125%
HK$52,235
baseline
▲ 0.50% · 4.625%
HK$54,988
+HK$2,753/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,470/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,274
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,055
−HK$1,810/mo
Today · 4.125%
HK$60,865
baseline
▲ 0.50% · 4.625%
HK$64,569
+HK$3,704/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,730/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,716
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,425
−HK$1,734/mo
Today · 4.125%
HK$67,159
baseline
▲ 0.50% · 4.625%
HK$70,699
+HK$3,540/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,318/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,275 · Scale 2, in force from 26 Feb 2026)