LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,821
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,811
−HK$1,005/mo
Today · 4.125%
HK$33,816
baseline
▲ 0.50% · 4.625%
HK$35,874
+HK$2,058/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,632/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,400
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,350
−HK$963/mo
Today · 4.125%
HK$37,313
baseline
▲ 0.50% · 4.625%
HK$39,280
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,626/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,185
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,373
−HK$1,206/mo
Today · 4.125%
HK$40,579
baseline
▲ 0.50% · 4.625%
HK$43,049
+HK$2,470/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,158/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,480
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,620
−HK$1,155/mo
Today · 4.125%
HK$44,775
baseline
▲ 0.50% · 4.625%
HK$47,136
+HK$2,361/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,550/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,549
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,935
−HK$1,408/mo
Today · 4.125%
HK$47,343
baseline
▲ 0.50% · 4.625%
HK$50,223
+HK$2,880/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,686/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,560
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,890
−HK$1,348/mo
Today · 4.125%
HK$52,238
baseline
▲ 0.50% · 4.625%
HK$54,992
+HK$2,754/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,476/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,277
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,059
−HK$1,810/mo
Today · 4.125%
HK$60,869
baseline
▲ 0.50% · 4.625%
HK$64,573
+HK$3,704/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,738/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,721
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,430
−HK$1,733/mo
Today · 4.125%
HK$67,163
baseline
▲ 0.50% · 4.625%
HK$70,703
+HK$3,540/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,326/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,310 · Scale 2, in force from 26 Feb 2026)