LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,821
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,811
−HK$1,006/mo
Today · 4.125%
HK$33,817
baseline
▲ 0.50% · 4.625%
HK$35,875
+HK$2,058/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,634/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,401
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,351
−HK$963/mo
Today · 4.125%
HK$37,314
baseline
▲ 0.50% · 4.625%
HK$39,281
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,628/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,186
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,374
−HK$1,206/mo
Today · 4.125%
HK$40,580
baseline
▲ 0.50% · 4.625%
HK$43,050
+HK$2,470/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,160/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,481
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,621
−HK$1,155/mo
Today · 4.125%
HK$44,776
baseline
▲ 0.50% · 4.625%
HK$47,137
+HK$2,361/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,552/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,550
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,936
−HK$1,408/mo
Today · 4.125%
HK$47,344
baseline
▲ 0.50% · 4.625%
HK$50,225
+HK$2,881/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,688/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,562
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,891
−HK$1,348/mo
Today · 4.125%
HK$52,239
baseline
▲ 0.50% · 4.625%
HK$54,993
+HK$2,754/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,478/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,279
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,060
−HK$1,811/mo
Today · 4.125%
HK$60,871
baseline
▲ 0.50% · 4.625%
HK$64,574
+HK$3,703/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,742/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,722
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,431
−HK$1,734/mo
Today · 4.125%
HK$67,165
baseline
▲ 0.50% · 4.625%
HK$70,705
+HK$3,540/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,330/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,321 · Scale 2, in force from 26 Feb 2026)