LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,822
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,812
−HK$1,006/mo
Today · 4.125%
HK$33,818
baseline
▲ 0.50% · 4.625%
HK$35,875
+HK$2,057/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,636/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,402
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,351
−HK$964/mo
Today · 4.125%
HK$37,315
baseline
▲ 0.50% · 4.625%
HK$39,281
+HK$1,966/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,630/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,187
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,374
−HK$1,207/mo
Today · 4.125%
HK$40,581
baseline
▲ 0.50% · 4.625%
HK$43,051
+HK$2,470/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,162/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,482
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,622
−HK$1,155/mo
Today · 4.125%
HK$44,777
baseline
▲ 0.50% · 4.625%
HK$47,138
+HK$2,361/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,554/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,551
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,937
−HK$1,408/mo
Today · 4.125%
HK$47,345
baseline
▲ 0.50% · 4.625%
HK$50,226
+HK$2,881/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,690/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,563
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,892
−HK$1,348/mo
Today · 4.125%
HK$52,240
baseline
▲ 0.50% · 4.625%
HK$54,994
+HK$2,754/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,480/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,280
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,062
−HK$1,810/mo
Today · 4.125%
HK$60,872
baseline
▲ 0.50% · 4.625%
HK$64,576
+HK$3,704/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,744/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,723
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,432
−HK$1,734/mo
Today · 4.125%
HK$67,166
baseline
▲ 0.50% · 4.625%
HK$70,707
+HK$3,541/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,332/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,333 · Scale 2, in force from 26 Feb 2026)