LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,823
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,813
−HK$1,006/mo
Today · 4.125%
HK$33,819
baseline
▲ 0.50% · 4.625%
HK$35,877
+HK$2,058/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,638/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,403
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,353
−HK$963/mo
Today · 4.125%
HK$37,316
baseline
▲ 0.50% · 4.625%
HK$39,283
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,632/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,188
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,376
−HK$1,207/mo
Today · 4.125%
HK$40,583
baseline
▲ 0.50% · 4.625%
HK$43,052
+HK$2,469/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,166/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,484
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,623
−HK$1,156/mo
Today · 4.125%
HK$44,779
baseline
▲ 0.50% · 4.625%
HK$47,139
+HK$2,360/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,558/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,553
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,939
−HK$1,408/mo
Today · 4.125%
HK$47,347
baseline
▲ 0.50% · 4.625%
HK$50,228
+HK$2,881/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,694/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,564
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,894
−HK$1,348/mo
Today · 4.125%
HK$52,242
baseline
▲ 0.50% · 4.625%
HK$54,996
+HK$2,754/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,484/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,282
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,064
−HK$1,810/mo
Today · 4.125%
HK$60,874
baseline
▲ 0.50% · 4.625%
HK$64,578
+HK$3,704/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,748/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,726
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,435
−HK$1,734/mo
Today · 4.125%
HK$67,169
baseline
▲ 0.50% · 4.625%
HK$70,709
+HK$3,540/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,338/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,353 · Scale 2, in force from 26 Feb 2026)