LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,824
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,814
−HK$1,006/mo
Today · 4.125%
HK$33,820
baseline
▲ 0.50% · 4.625%
HK$35,878
+HK$2,058/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,640/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,404
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,353
−HK$964/mo
Today · 4.125%
HK$37,317
baseline
▲ 0.50% · 4.625%
HK$39,284
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,634/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,189
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,377
−HK$1,207/mo
Today · 4.125%
HK$40,584
baseline
▲ 0.50% · 4.625%
HK$43,053
+HK$2,469/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,168/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,485
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,624
−HK$1,156/mo
Today · 4.125%
HK$44,780
baseline
▲ 0.50% · 4.625%
HK$47,141
+HK$2,361/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,560/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,554
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,940
−HK$1,408/mo
Today · 4.125%
HK$47,348
baseline
▲ 0.50% · 4.625%
HK$50,229
+HK$2,881/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,696/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,566
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,895
−HK$1,348/mo
Today · 4.125%
HK$52,243
baseline
▲ 0.50% · 4.625%
HK$54,997
+HK$2,754/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,486/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,283
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,065
−HK$1,811/mo
Today · 4.125%
HK$60,876
baseline
▲ 0.50% · 4.625%
HK$64,580
+HK$3,704/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,752/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,727
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,436
−HK$1,734/mo
Today · 4.125%
HK$67,170
baseline
▲ 0.50% · 4.625%
HK$70,711
+HK$3,541/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,340/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,364 · Scale 2, in force from 26 Feb 2026)