LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,825
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,815
−HK$1,005/mo
Today · 4.125%
HK$33,820
baseline
▲ 0.50% · 4.625%
HK$35,878
+HK$2,058/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,640/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,405
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,354
−HK$963/mo
Today · 4.125%
HK$37,317
baseline
▲ 0.50% · 4.625%
HK$39,284
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,634/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,189
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,377
−HK$1,207/mo
Today · 4.125%
HK$40,584
baseline
▲ 0.50% · 4.625%
HK$43,054
+HK$2,470/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,168/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,485
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,625
−HK$1,156/mo
Today · 4.125%
HK$44,781
baseline
▲ 0.50% · 4.625%
HK$47,141
+HK$2,360/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,562/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,554
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,940
−HK$1,408/mo
Today · 4.125%
HK$47,348
baseline
▲ 0.50% · 4.625%
HK$50,229
+HK$2,881/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,696/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,566
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,896
−HK$1,348/mo
Today · 4.125%
HK$52,244
baseline
▲ 0.50% · 4.625%
HK$54,998
+HK$2,754/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,488/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,284
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,066
−HK$1,810/mo
Today · 4.125%
HK$60,876
baseline
▲ 0.50% · 4.625%
HK$64,581
+HK$3,705/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,752/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,728
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,437
−HK$1,734/mo
Today · 4.125%
HK$67,171
baseline
▲ 0.50% · 4.625%
HK$70,712
+HK$3,541/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,342/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,372 · Scale 2, in force from 26 Feb 2026)