LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,825
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,815
−HK$1,006/mo
Today · 4.125%
HK$33,821
baseline
▲ 0.50% · 4.625%
HK$35,879
+HK$2,058/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,642/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,405
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,355
−HK$963/mo
Today · 4.125%
HK$37,318
baseline
▲ 0.50% · 4.625%
HK$39,285
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,636/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,190
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,378
−HK$1,207/mo
Today · 4.125%
HK$40,585
baseline
▲ 0.50% · 4.625%
HK$43,055
+HK$2,470/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,170/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,486
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,626
−HK$1,156/mo
Today · 4.125%
HK$44,782
baseline
▲ 0.50% · 4.625%
HK$47,142
+HK$2,360/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,564/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,556
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,941
−HK$1,409/mo
Today · 4.125%
HK$47,350
baseline
▲ 0.50% · 4.625%
HK$50,231
+HK$2,881/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,700/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,568
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,897
−HK$1,349/mo
Today · 4.125%
HK$52,246
baseline
▲ 0.50% · 4.625%
HK$54,999
+HK$2,753/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,492/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,286
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,068
−HK$1,810/mo
Today · 4.125%
HK$60,878
baseline
▲ 0.50% · 4.625%
HK$64,582
+HK$3,704/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,756/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,730
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,439
−HK$1,734/mo
Today · 4.125%
HK$67,173
baseline
▲ 0.50% · 4.625%
HK$70,714
+HK$3,541/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,346/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,385 · Scale 2, in force from 26 Feb 2026)