LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,827
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,817
−HK$1,006/mo
Today · 4.125%
HK$33,823
baseline
▲ 0.50% · 4.625%
HK$35,881
+HK$2,058/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,646/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,407
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,357
−HK$963/mo
Today · 4.125%
HK$37,320
baseline
▲ 0.50% · 4.625%
HK$39,287
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,640/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,192
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,380
−HK$1,207/mo
Today · 4.125%
HK$40,587
baseline
▲ 0.50% · 4.625%
HK$43,057
+HK$2,470/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,174/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,488
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,628
−HK$1,156/mo
Today · 4.125%
HK$44,784
baseline
▲ 0.50% · 4.625%
HK$47,145
+HK$2,361/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,568/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,557
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,943
−HK$1,409/mo
Today · 4.125%
HK$47,352
baseline
▲ 0.50% · 4.625%
HK$50,233
+HK$2,881/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,704/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,570
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,899
−HK$1,349/mo
Today · 4.125%
HK$52,248
baseline
▲ 0.50% · 4.625%
HK$55,002
+HK$2,754/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,496/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,288
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,070
−HK$1,811/mo
Today · 4.125%
HK$60,881
baseline
▲ 0.50% · 4.625%
HK$64,585
+HK$3,704/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,762/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,733
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,442
−HK$1,734/mo
Today · 4.125%
HK$67,176
baseline
▲ 0.50% · 4.625%
HK$70,717
+HK$3,541/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,352/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,408 · Scale 2, in force from 26 Feb 2026)