LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,828
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,818
−HK$1,005/mo
Today · 4.125%
HK$33,823
baseline
▲ 0.50% · 4.625%
HK$35,882
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,646/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,408
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,357
−HK$964/mo
Today · 4.125%
HK$37,321
baseline
▲ 0.50% · 4.625%
HK$39,288
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,642/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,193
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,381
−HK$1,207/mo
Today · 4.125%
HK$40,588
baseline
▲ 0.50% · 4.625%
HK$43,058
+HK$2,470/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,176/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,489
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,629
−HK$1,156/mo
Today · 4.125%
HK$44,785
baseline
▲ 0.50% · 4.625%
HK$47,146
+HK$2,361/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,570/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,559
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,945
−HK$1,408/mo
Today · 4.125%
HK$47,353
baseline
▲ 0.50% · 4.625%
HK$50,234
+HK$2,881/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,706/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,571
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,900
−HK$1,349/mo
Today · 4.125%
HK$52,249
baseline
▲ 0.50% · 4.625%
HK$55,003
+HK$2,754/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,498/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,290
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,072
−HK$1,810/mo
Today · 4.125%
HK$60,882
baseline
▲ 0.50% · 4.625%
HK$64,587
+HK$3,705/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,764/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,734
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,443
−HK$1,735/mo
Today · 4.125%
HK$67,178
baseline
▲ 0.50% · 4.625%
HK$70,719
+HK$3,541/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,356/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,421 · Scale 2, in force from 26 Feb 2026)