LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,829
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,820
−HK$1,005/mo
Today · 4.125%
HK$33,825
baseline
▲ 0.50% · 4.625%
HK$35,884
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,650/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,410
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,360
−HK$963/mo
Today · 4.125%
HK$37,323
baseline
▲ 0.50% · 4.625%
HK$39,290
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,646/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,195
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,383
−HK$1,208/mo
Today · 4.125%
HK$40,591
baseline
▲ 0.50% · 4.625%
HK$43,060
+HK$2,469/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$81,182/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,492
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,632
−HK$1,156/mo
Today · 4.125%
HK$44,788
baseline
▲ 0.50% · 4.625%
HK$47,148
+HK$2,360/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$89,576/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,561
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,947
−HK$1,409/mo
Today · 4.125%
HK$47,356
baseline
▲ 0.50% · 4.625%
HK$50,237
+HK$2,881/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,712/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,574
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,904
−HK$1,348/mo
Today · 4.125%
HK$52,252
baseline
▲ 0.50% · 4.625%
HK$55,007
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,504/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,293
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,075
−HK$1,811/mo
Today · 4.125%
HK$60,886
baseline
▲ 0.50% · 4.625%
HK$64,591
+HK$3,705/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,772/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,738
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,447
−HK$1,735/mo
Today · 4.125%
HK$67,182
baseline
▲ 0.50% · 4.625%
HK$70,723
+HK$3,541/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,364/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,453 · Scale 2, in force from 26 Feb 2026)