LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,832
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,822
−HK$1,006/mo
Today · 4.125%
HK$33,828
baseline
▲ 0.50% · 4.625%
HK$35,886
+HK$2,058/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,656/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,413
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,362
−HK$964/mo
Today · 4.125%
HK$37,326
baseline
▲ 0.50% · 4.625%
HK$39,293
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,652/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,198
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,386
−HK$1,208/mo
Today · 4.125%
HK$40,594
baseline
▲ 0.50% · 4.625%
HK$43,064
+HK$2,470/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$81,188/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,495
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,635
−HK$1,156/mo
Today · 4.125%
HK$44,791
baseline
▲ 0.50% · 4.625%
HK$47,152
+HK$2,361/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$89,582/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,565
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,951
−HK$1,408/mo
Today · 4.125%
HK$47,359
baseline
▲ 0.50% · 4.625%
HK$50,241
+HK$2,882/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,718/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,578
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,907
−HK$1,349/mo
Today · 4.125%
HK$52,256
baseline
▲ 0.50% · 4.625%
HK$55,011
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,512/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,297
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,080
−HK$1,810/mo
Today · 4.125%
HK$60,890
baseline
▲ 0.50% · 4.625%
HK$64,595
+HK$3,705/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,780/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,743
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,452
−HK$1,734/mo
Today · 4.125%
HK$67,186
baseline
▲ 0.50% · 4.625%
HK$70,728
+HK$3,542/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,372/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,491 · Scale 2, in force from 26 Feb 2026)