LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,833
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,823
−HK$1,006/mo
Today · 4.125%
HK$33,829
baseline
▲ 0.50% · 4.625%
HK$35,888
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,658/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,414
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,364
−HK$963/mo
Today · 4.125%
HK$37,327
baseline
▲ 0.50% · 4.625%
HK$39,295
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,654/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,200
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,388
−HK$1,207/mo
Today · 4.125%
HK$40,595
baseline
▲ 0.50% · 4.625%
HK$43,065
+HK$2,470/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$81,190/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,497
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,637
−HK$1,156/mo
Today · 4.125%
HK$44,793
baseline
▲ 0.50% · 4.625%
HK$47,154
+HK$2,361/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$89,586/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,566
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,953
−HK$1,408/mo
Today · 4.125%
HK$47,361
baseline
▲ 0.50% · 4.625%
HK$50,243
+HK$2,882/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,722/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,580
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,909
−HK$1,349/mo
Today · 4.125%
HK$52,258
baseline
▲ 0.50% · 4.625%
HK$55,013
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,516/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,300
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,082
−HK$1,811/mo
Today · 4.125%
HK$60,893
baseline
▲ 0.50% · 4.625%
HK$64,598
+HK$3,705/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,786/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,745
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,455
−HK$1,734/mo
Today · 4.125%
HK$67,189
baseline
▲ 0.50% · 4.625%
HK$70,731
+HK$3,542/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,378/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,514 · Scale 2, in force from 26 Feb 2026)