LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,834
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,825
−HK$1,006/mo
Today · 4.125%
HK$33,831
baseline
▲ 0.50% · 4.625%
HK$35,889
+HK$2,058/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,662/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,415
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,365
−HK$964/mo
Today · 4.125%
HK$37,329
baseline
▲ 0.50% · 4.625%
HK$39,296
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,658/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,201
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,390
−HK$1,207/mo
Today · 4.125%
HK$40,597
baseline
▲ 0.50% · 4.625%
HK$43,067
+HK$2,470/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$81,194/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,499
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,638
−HK$1,157/mo
Today · 4.125%
HK$44,795
baseline
▲ 0.50% · 4.625%
HK$47,156
+HK$2,361/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$89,590/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,568
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,954
−HK$1,409/mo
Today · 4.125%
HK$47,363
baseline
▲ 0.50% · 4.625%
HK$50,245
+HK$2,882/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,726/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,582
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,911
−HK$1,349/mo
Today · 4.125%
HK$52,260
baseline
▲ 0.50% · 4.625%
HK$55,015
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,520/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,302
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,084
−HK$1,811/mo
Today · 4.125%
HK$60,895
baseline
▲ 0.50% · 4.625%
HK$64,601
+HK$3,706/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$121,790/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,748
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,457
−HK$1,735/mo
Today · 4.125%
HK$67,192
baseline
▲ 0.50% · 4.625%
HK$70,734
+HK$3,542/mo
Deposit HK$1.40M · loan HK$12.56M · min. income ≈ HK$134,384/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,534 · Scale 2, in force from 26 Feb 2026)