LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,836
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,826
−HK$1,006/mo
Today · 4.125%
HK$33,832
baseline
▲ 0.50% · 4.625%
HK$35,891
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,664/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,417
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,367
−HK$964/mo
Today · 4.125%
HK$37,331
baseline
▲ 0.50% · 4.625%
HK$39,298
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,662/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,203
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,391
−HK$1,208/mo
Today · 4.125%
HK$40,599
baseline
▲ 0.50% · 4.625%
HK$43,069
+HK$2,470/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$81,198/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,501
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,640
−HK$1,157/mo
Today · 4.125%
HK$44,797
baseline
▲ 0.50% · 4.625%
HK$47,158
+HK$2,361/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$89,594/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,570
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,957
−HK$1,408/mo
Today · 4.125%
HK$47,365
baseline
▲ 0.50% · 4.625%
HK$50,247
+HK$2,882/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,730/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,584
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,914
−HK$1,349/mo
Today · 4.125%
HK$52,263
baseline
▲ 0.50% · 4.625%
HK$55,018
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,526/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,305
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,087
−HK$1,811/mo
Today · 4.125%
HK$60,898
baseline
▲ 0.50% · 4.625%
HK$64,604
+HK$3,706/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,796/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,751
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,461
−HK$1,734/mo
Today · 4.125%
HK$67,195
baseline
▲ 0.50% · 4.625%
HK$70,737
+HK$3,542/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,390/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,559 · Scale 2, in force from 26 Feb 2026)