LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,837
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,827
−HK$1,006/mo
Today · 4.125%
HK$33,833
baseline
▲ 0.50% · 4.625%
HK$35,892
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,666/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,418
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,368
−HK$964/mo
Today · 4.125%
HK$37,332
baseline
▲ 0.50% · 4.625%
HK$39,299
+HK$1,967/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,664/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,204
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,392
−HK$1,208/mo
Today · 4.125%
HK$40,600
baseline
▲ 0.50% · 4.625%
HK$43,070
+HK$2,470/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$81,200/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,502
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,641
−HK$1,157/mo
Today · 4.125%
HK$44,798
baseline
▲ 0.50% · 4.625%
HK$47,159
+HK$2,361/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$89,596/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,571
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,958
−HK$1,408/mo
Today · 4.125%
HK$47,366
baseline
▲ 0.50% · 4.625%
HK$50,249
+HK$2,883/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,732/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,585
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,915
−HK$1,349/mo
Today · 4.125%
HK$52,264
baseline
▲ 0.50% · 4.625%
HK$55,019
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,528/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,306
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,089
−HK$1,811/mo
Today · 4.125%
HK$60,900
baseline
▲ 0.50% · 4.625%
HK$64,605
+HK$3,705/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,800/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,752
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,462
−HK$1,735/mo
Today · 4.125%
HK$67,197
baseline
▲ 0.50% · 4.625%
HK$70,739
+HK$3,542/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,394/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,571 · Scale 2, in force from 26 Feb 2026)