LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,837
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,827
−HK$1,006/mo
Today · 4.125%
HK$33,833
baseline
▲ 0.50% · 4.625%
HK$35,892
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,666/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,418
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,368
−HK$964/mo
Today · 4.125%
HK$37,332
baseline
▲ 0.50% · 4.625%
HK$39,300
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,664/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,204
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,393
−HK$1,207/mo
Today · 4.125%
HK$40,600
baseline
▲ 0.50% · 4.625%
HK$43,071
+HK$2,471/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$81,200/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,502
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,642
−HK$1,156/mo
Today · 4.125%
HK$44,798
baseline
▲ 0.50% · 4.625%
HK$47,160
+HK$2,362/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$89,596/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,572
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,958
−HK$1,409/mo
Today · 4.125%
HK$47,367
baseline
▲ 0.50% · 4.625%
HK$50,249
+HK$2,882/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,734/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,586
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,916
−HK$1,349/mo
Today · 4.125%
HK$52,265
baseline
▲ 0.50% · 4.625%
HK$55,020
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,530/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,307
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,089
−HK$1,811/mo
Today · 4.125%
HK$60,900
baseline
▲ 0.50% · 4.625%
HK$64,606
+HK$3,706/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,800/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,753
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,463
−HK$1,734/mo
Today · 4.125%
HK$67,197
baseline
▲ 0.50% · 4.625%
HK$70,740
+HK$3,543/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,394/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,577 · Scale 2, in force from 26 Feb 2026)