LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,838
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,828
−HK$1,006/mo
Today · 4.125%
HK$33,834
baseline
▲ 0.50% · 4.625%
HK$35,893
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,668/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,419
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,369
−HK$964/mo
Today · 4.125%
HK$37,333
baseline
▲ 0.50% · 4.625%
HK$39,301
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,666/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,205
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,394
−HK$1,207/mo
Today · 4.125%
HK$40,601
baseline
▲ 0.50% · 4.625%
HK$43,072
+HK$2,471/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$81,202/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,503
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,643
−HK$1,156/mo
Today · 4.125%
HK$44,799
baseline
▲ 0.50% · 4.625%
HK$47,161
+HK$2,362/mo
Deposit HK$5.58M · loan HK$8.38M · min. income ≈ HK$89,598/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,573
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,959
−HK$1,409/mo
Today · 4.125%
HK$47,368
baseline
▲ 0.50% · 4.625%
HK$50,250
+HK$2,882/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,736/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,587
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,917
−HK$1,349/mo
Today · 4.125%
HK$52,266
baseline
▲ 0.50% · 4.625%
HK$55,021
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,532/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,308
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,091
−HK$1,811/mo
Today · 4.125%
HK$60,902
baseline
▲ 0.50% · 4.625%
HK$64,608
+HK$3,706/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,804/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,755
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,465
−HK$1,734/mo
Today · 4.125%
HK$67,199
baseline
▲ 0.50% · 4.625%
HK$70,741
+HK$3,542/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,398/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,591 · Scale 2, in force from 26 Feb 2026)