LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,838
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,829
−HK$1,006/mo
Today · 4.125%
HK$33,835
baseline
▲ 0.50% · 4.625%
HK$35,894
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,670/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,420
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,370
−HK$963/mo
Today · 4.125%
HK$37,333
baseline
▲ 0.50% · 4.625%
HK$39,301
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,666/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,206
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,394
−HK$1,208/mo
Today · 4.125%
HK$40,602
baseline
▲ 0.50% · 4.625%
HK$43,072
+HK$2,470/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,204/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,504
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,644
−HK$1,156/mo
Today · 4.125%
HK$44,800
baseline
▲ 0.50% · 4.625%
HK$47,161
+HK$2,361/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,600/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,574
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,960
−HK$1,409/mo
Today · 4.125%
HK$47,369
baseline
▲ 0.50% · 4.625%
HK$50,251
+HK$2,882/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,738/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,588
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,918
−HK$1,349/mo
Today · 4.125%
HK$52,267
baseline
▲ 0.50% · 4.625%
HK$55,022
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,534/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,309
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,091
−HK$1,812/mo
Today · 4.125%
HK$60,903
baseline
▲ 0.50% · 4.625%
HK$64,608
+HK$3,705/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,806/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,755
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,465
−HK$1,735/mo
Today · 4.125%
HK$67,200
baseline
▲ 0.50% · 4.625%
HK$70,742
+HK$3,542/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,400/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,597 · Scale 2, in force from 26 Feb 2026)