LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,839
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,829
−HK$1,006/mo
Today · 4.125%
HK$33,835
baseline
▲ 0.50% · 4.625%
HK$35,894
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,670/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,420
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,370
−HK$964/mo
Today · 4.125%
HK$37,334
baseline
▲ 0.50% · 4.625%
HK$39,302
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,668/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$523,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,206
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,395
−HK$1,207/mo
Today · 4.125%
HK$40,602
baseline
▲ 0.50% · 4.625%
HK$43,073
+HK$2,471/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,204/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,504
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,644
−HK$1,157/mo
Today · 4.125%
HK$44,801
baseline
▲ 0.50% · 4.625%
HK$47,162
+HK$2,361/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,602/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,574
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,961
−HK$1,408/mo
Today · 4.125%
HK$47,369
baseline
▲ 0.50% · 4.625%
HK$50,252
+HK$2,883/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,738/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,588
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,918
−HK$1,349/mo
Today · 4.125%
HK$52,267
baseline
▲ 0.50% · 4.625%
HK$55,023
+HK$2,756/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,534/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,310
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,092
−HK$1,811/mo
Today · 4.125%
HK$60,903
baseline
▲ 0.50% · 4.625%
HK$64,609
+HK$3,706/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,806/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,756
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,466
−HK$1,735/mo
Today · 4.125%
HK$67,201
baseline
▲ 0.50% · 4.625%
HK$70,743
+HK$3,542/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,402/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,604 · Scale 2, in force from 26 Feb 2026)