LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,839
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,829
−HK$1,006/mo
Today · 4.125%
HK$33,835
baseline
▲ 0.50% · 4.625%
HK$35,894
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,670/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,420
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,370
−HK$964/mo
Today · 4.125%
HK$37,334
baseline
▲ 0.50% · 4.625%
HK$39,302
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,668/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,207
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,395
−HK$1,208/mo
Today · 4.125%
HK$40,603
baseline
▲ 0.50% · 4.625%
HK$43,073
+HK$2,470/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,206/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,505
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,644
−HK$1,157/mo
Today · 4.125%
HK$44,801
baseline
▲ 0.50% · 4.625%
HK$47,162
+HK$2,361/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,602/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,574
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,961
−HK$1,409/mo
Today · 4.125%
HK$47,370
baseline
▲ 0.50% · 4.625%
HK$50,252
+HK$2,882/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,740/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,589
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,919
−HK$1,349/mo
Today · 4.125%
HK$52,268
baseline
▲ 0.50% · 4.625%
HK$55,023
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,536/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,310
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,093
−HK$1,811/mo
Today · 4.125%
HK$60,904
baseline
▲ 0.50% · 4.625%
HK$64,610
+HK$3,706/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,808/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,757
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,467
−HK$1,734/mo
Today · 4.125%
HK$67,201
baseline
▲ 0.50% · 4.625%
HK$70,744
+HK$3,543/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,402/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,607 · Scale 2, in force from 26 Feb 2026)