LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,839
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,830
−HK$1,006/mo
Today · 4.125%
HK$33,836
baseline
▲ 0.50% · 4.625%
HK$35,895
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,672/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,421
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,371
−HK$964/mo
Today · 4.125%
HK$37,335
baseline
▲ 0.50% · 4.625%
HK$39,303
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,670/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,207
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,396
−HK$1,207/mo
Today · 4.125%
HK$40,603
baseline
▲ 0.50% · 4.625%
HK$43,074
+HK$2,471/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,206/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,505
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,645
−HK$1,157/mo
Today · 4.125%
HK$44,802
baseline
▲ 0.50% · 4.625%
HK$47,163
+HK$2,361/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,604/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,575
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,962
−HK$1,408/mo
Today · 4.125%
HK$47,370
baseline
▲ 0.50% · 4.625%
HK$50,253
+HK$2,883/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,740/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,589
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,919
−HK$1,350/mo
Today · 4.125%
HK$52,269
baseline
▲ 0.50% · 4.625%
HK$55,024
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,538/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,311
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,094
−HK$1,811/mo
Today · 4.125%
HK$60,905
baseline
▲ 0.50% · 4.625%
HK$64,611
+HK$3,706/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,810/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,758
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,468
−HK$1,735/mo
Today · 4.125%
HK$67,203
baseline
▲ 0.50% · 4.625%
HK$70,745
+HK$3,542/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,406/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,616 · Scale 2, in force from 26 Feb 2026)