LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,840
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,830
−HK$1,006/mo
Today · 4.125%
HK$33,836
baseline
▲ 0.50% · 4.625%
HK$35,895
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,672/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,421
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,371
−HK$964/mo
Today · 4.125%
HK$37,335
baseline
▲ 0.50% · 4.625%
HK$39,303
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,670/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,208
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,396
−HK$1,208/mo
Today · 4.125%
HK$40,604
baseline
▲ 0.50% · 4.625%
HK$43,074
+HK$2,470/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,208/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,506
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,646
−HK$1,156/mo
Today · 4.125%
HK$44,802
baseline
▲ 0.50% · 4.625%
HK$47,164
+HK$2,362/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,604/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,576
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,962
−HK$1,409/mo
Today · 4.125%
HK$47,371
baseline
▲ 0.50% · 4.625%
HK$50,253
+HK$2,882/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$94,742/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,590
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,920
−HK$1,349/mo
Today · 4.125%
HK$52,269
baseline
▲ 0.50% · 4.625%
HK$55,024
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.77M · min. income ≈ HK$104,538/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,312
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,094
−HK$1,812/mo
Today · 4.125%
HK$60,906
baseline
▲ 0.50% · 4.625%
HK$64,612
+HK$3,706/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,812/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,759
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,469
−HK$1,734/mo
Today · 4.125%
HK$67,203
baseline
▲ 0.50% · 4.625%
HK$70,746
+HK$3,543/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,406/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,622 · Scale 2, in force from 26 Feb 2026)