LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,843
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,833
−HK$1,006/mo
Today · 4.125%
HK$33,839
baseline
▲ 0.50% · 4.625%
HK$35,898
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,678/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,425
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,375
−HK$963/mo
Today · 4.125%
HK$37,338
baseline
▲ 0.50% · 4.625%
HK$39,307
+HK$1,969/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,676/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,211
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,400
−HK$1,207/mo
Today · 4.125%
HK$40,607
baseline
▲ 0.50% · 4.625%
HK$43,078
+HK$2,471/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,214/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,509
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,650
−HK$1,156/mo
Today · 4.125%
HK$44,806
baseline
▲ 0.50% · 4.625%
HK$47,168
+HK$2,362/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,612/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,580
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,966
−HK$1,409/mo
Today · 4.125%
HK$47,375
baseline
▲ 0.50% · 4.625%
HK$50,258
+HK$2,883/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,750/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,594
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,924
−HK$1,350/mo
Today · 4.125%
HK$52,274
baseline
▲ 0.50% · 4.625%
HK$55,029
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,548/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,317
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,099
−HK$1,812/mo
Today · 4.125%
HK$60,911
baseline
▲ 0.50% · 4.625%
HK$64,617
+HK$3,706/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,822/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,764
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,474
−HK$1,735/mo
Today · 4.125%
HK$67,209
baseline
▲ 0.50% · 4.625%
HK$70,752
+HK$3,543/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,418/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,668 · Scale 2, in force from 26 Feb 2026)