LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,843
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,833
−HK$1,007/mo
Today · 4.125%
HK$33,840
baseline
▲ 0.50% · 4.625%
HK$35,899
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,680/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,425
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,375
−HK$964/mo
Today · 4.125%
HK$37,339
baseline
▲ 0.50% · 4.625%
HK$39,307
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,678/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,211
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,400
−HK$1,208/mo
Today · 4.125%
HK$40,608
baseline
▲ 0.50% · 4.625%
HK$43,078
+HK$2,470/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,216/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,510
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,650
−HK$1,156/mo
Today · 4.125%
HK$44,806
baseline
▲ 0.50% · 4.625%
HK$47,168
+HK$2,362/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,612/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,580
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,967
−HK$1,408/mo
Today · 4.125%
HK$47,375
baseline
▲ 0.50% · 4.625%
HK$50,258
+HK$2,883/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,750/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,595
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,925
−HK$1,349/mo
Today · 4.125%
HK$52,274
baseline
▲ 0.50% · 4.625%
HK$55,030
+HK$2,756/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,548/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,317
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,100
−HK$1,811/mo
Today · 4.125%
HK$60,911
baseline
▲ 0.50% · 4.625%
HK$64,618
+HK$3,707/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,822/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,765
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,475
−HK$1,735/mo
Today · 4.125%
HK$67,210
baseline
▲ 0.50% · 4.625%
HK$70,752
+HK$3,542/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,420/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,672 · Scale 2, in force from 26 Feb 2026)