LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,844
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,835
−HK$1,006/mo
Today · 4.125%
HK$33,841
baseline
▲ 0.50% · 4.625%
HK$35,901
+HK$2,060/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,682/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,427
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,377
−HK$964/mo
Today · 4.125%
HK$37,341
baseline
▲ 0.50% · 4.625%
HK$39,309
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,682/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,213
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,402
−HK$1,208/mo
Today · 4.125%
HK$40,610
baseline
▲ 0.50% · 4.625%
HK$43,081
+HK$2,471/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,220/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,512
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,652
−HK$1,157/mo
Today · 4.125%
HK$44,809
baseline
▲ 0.50% · 4.625%
HK$47,171
+HK$2,362/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,618/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,582
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,969
−HK$1,409/mo
Today · 4.125%
HK$47,378
baseline
▲ 0.50% · 4.625%
HK$50,261
+HK$2,883/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,756/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,597
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,927
−HK$1,350/mo
Today · 4.125%
HK$52,277
baseline
▲ 0.50% · 4.625%
HK$55,032
+HK$2,755/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,554/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,320
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,103
−HK$1,811/mo
Today · 4.125%
HK$60,914
baseline
▲ 0.50% · 4.625%
HK$64,621
+HK$3,707/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,828/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,768
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,478
−HK$1,735/mo
Today · 4.125%
HK$67,213
baseline
▲ 0.50% · 4.625%
HK$70,756
+HK$3,543/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,426/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,699 · Scale 2, in force from 26 Feb 2026)