LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,845
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,836
−HK$1,006/mo
Today · 4.125%
HK$33,842
baseline
▲ 0.50% · 4.625%
HK$35,902
+HK$2,060/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,684/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,428
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,378
−HK$964/mo
Today · 4.125%
HK$37,342
baseline
▲ 0.50% · 4.625%
HK$39,310
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,684/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,214
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,403
−HK$1,208/mo
Today · 4.125%
HK$40,611
baseline
▲ 0.50% · 4.625%
HK$43,082
+HK$2,471/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,222/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,513
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,653
−HK$1,157/mo
Today · 4.125%
HK$44,810
baseline
▲ 0.50% · 4.625%
HK$47,172
+HK$2,362/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,620/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,583
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,970
−HK$1,409/mo
Today · 4.125%
HK$47,379
baseline
▲ 0.50% · 4.625%
HK$50,262
+HK$2,883/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,758/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,599
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,929
−HK$1,349/mo
Today · 4.125%
HK$52,278
baseline
▲ 0.50% · 4.625%
HK$55,034
+HK$2,756/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,556/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,322
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,105
−HK$1,811/mo
Today · 4.125%
HK$60,916
baseline
▲ 0.50% · 4.625%
HK$64,623
+HK$3,707/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,832/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,770
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,480
−HK$1,735/mo
Today · 4.125%
HK$67,215
baseline
▲ 0.50% · 4.625%
HK$70,758
+HK$3,543/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,430/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,713 · Scale 2, in force from 26 Feb 2026)