LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,847
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,838
−HK$1,006/mo
Today · 4.125%
HK$33,844
baseline
▲ 0.50% · 4.625%
HK$35,904
+HK$2,060/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,688/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,430
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,380
−HK$964/mo
Today · 4.125%
HK$37,344
baseline
▲ 0.50% · 4.625%
HK$39,312
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,688/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,217
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,405
−HK$1,208/mo
Today · 4.125%
HK$40,613
baseline
▲ 0.50% · 4.625%
HK$43,084
+HK$2,471/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,226/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,516
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,656
−HK$1,157/mo
Today · 4.125%
HK$44,813
baseline
▲ 0.50% · 4.625%
HK$47,175
+HK$2,362/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,626/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,586
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,973
−HK$1,409/mo
Today · 4.125%
HK$47,382
baseline
▲ 0.50% · 4.625%
HK$50,265
+HK$2,883/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,764/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,601
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,932
−HK$1,349/mo
Today · 4.125%
HK$52,281
baseline
▲ 0.50% · 4.625%
HK$55,037
+HK$2,756/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,562/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,325
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,108
−HK$1,812/mo
Today · 4.125%
HK$60,920
baseline
▲ 0.50% · 4.625%
HK$64,626
+HK$3,706/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,840/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,773
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,484
−HK$1,735/mo
Today · 4.125%
HK$67,219
baseline
▲ 0.50% · 4.625%
HK$70,762
+HK$3,543/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,438/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,743 · Scale 2, in force from 26 Feb 2026)