LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,849
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,840
−HK$1,006/mo
Today · 4.125%
HK$33,846
baseline
▲ 0.50% · 4.625%
HK$35,906
+HK$2,060/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,692/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,432
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,382
−HK$964/mo
Today · 4.125%
HK$37,346
baseline
▲ 0.50% · 4.625%
HK$39,315
+HK$1,969/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,692/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,219
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,408
−HK$1,208/mo
Today · 4.125%
HK$40,616
baseline
▲ 0.50% · 4.625%
HK$43,087
+HK$2,471/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,232/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,518
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,659
−HK$1,156/mo
Today · 4.125%
HK$44,815
baseline
▲ 0.50% · 4.625%
HK$47,178
+HK$2,363/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,630/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,589
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,976
−HK$1,409/mo
Today · 4.125%
HK$47,385
baseline
▲ 0.50% · 4.625%
HK$50,268
+HK$2,883/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,770/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,605
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,935
−HK$1,350/mo
Today · 4.125%
HK$52,285
baseline
▲ 0.50% · 4.625%
HK$55,041
+HK$2,756/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,570/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,329
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,112
−HK$1,812/mo
Today · 4.125%
HK$60,924
baseline
▲ 0.50% · 4.625%
HK$64,631
+HK$3,707/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,848/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,777
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,488
−HK$1,735/mo
Today · 4.125%
HK$67,223
baseline
▲ 0.50% · 4.625%
HK$70,767
+HK$3,544/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,446/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,777 · Scale 2, in force from 26 Feb 2026)