LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,851
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,841
−HK$1,007/mo
Today · 4.125%
HK$33,848
baseline
▲ 0.50% · 4.625%
HK$35,907
+HK$2,059/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$67,696/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,433
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,384
−HK$964/mo
Today · 4.125%
HK$37,348
baseline
▲ 0.50% · 4.625%
HK$39,316
+HK$1,968/mo
Deposit HK$6.98M · loan HK$6.98M · min. income ≈ HK$74,696/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,221
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,409
−HK$1,208/mo
Today · 4.125%
HK$40,617
baseline
▲ 0.50% · 4.625%
HK$43,089
+HK$2,472/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,234/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,520
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,660
−HK$1,157/mo
Today · 4.125%
HK$44,817
baseline
▲ 0.50% · 4.625%
HK$47,180
+HK$2,363/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,634/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,591
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,978
−HK$1,409/mo
Today · 4.125%
HK$47,387
baseline
▲ 0.50% · 4.625%
HK$50,270
+HK$2,883/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,774/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,607
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,937
−HK$1,350/mo
Today · 4.125%
HK$52,287
baseline
▲ 0.50% · 4.625%
HK$55,043
+HK$2,756/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,574/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,331
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,114
−HK$1,812/mo
Today · 4.125%
HK$60,926
baseline
▲ 0.50% · 4.625%
HK$64,633
+HK$3,707/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,852/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,780
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,491
−HK$1,735/mo
Today · 4.125%
HK$67,226
baseline
▲ 0.50% · 4.625%
HK$70,769
+HK$3,543/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,452/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,799 · Scale 2, in force from 26 Feb 2026)