LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,855
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,846
−HK$1,007/mo
Today · 4.125%
HK$33,853
baseline
▲ 0.50% · 4.625%
HK$35,913
+HK$2,060/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,706/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,439
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,389
−HK$965/mo
Today · 4.125%
HK$37,354
baseline
▲ 0.50% · 4.625%
HK$39,323
+HK$1,969/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,708/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,227
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,416
−HK$1,208/mo
Today · 4.125%
HK$40,624
baseline
▲ 0.50% · 4.625%
HK$43,096
+HK$2,472/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,248/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,527
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,667
−HK$1,157/mo
Today · 4.125%
HK$44,824
baseline
▲ 0.50% · 4.625%
HK$47,187
+HK$2,363/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,648/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,598
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,985
−HK$1,409/mo
Today · 4.125%
HK$47,394
baseline
▲ 0.50% · 4.625%
HK$50,278
+HK$2,884/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,788/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,614
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,945
−HK$1,350/mo
Today · 4.125%
HK$52,295
baseline
▲ 0.50% · 4.625%
HK$55,052
+HK$2,757/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,590/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,340
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,123
−HK$1,813/mo
Today · 4.125%
HK$60,936
baseline
▲ 0.50% · 4.625%
HK$64,643
+HK$3,707/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,872/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,790
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,501
−HK$1,735/mo
Today · 4.125%
HK$67,236
baseline
▲ 0.50% · 4.625%
HK$70,781
+HK$3,545/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,472/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,881 · Scale 2, in force from 26 Feb 2026)