LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,856
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,847
−HK$1,006/mo
Today · 4.125%
HK$33,853
baseline
▲ 0.50% · 4.625%
HK$35,913
+HK$2,060/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,706/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,439
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,390
−HK$964/mo
Today · 4.125%
HK$37,354
baseline
▲ 0.50% · 4.625%
HK$39,323
+HK$1,969/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,708/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,227
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,416
−HK$1,208/mo
Today · 4.125%
HK$40,624
baseline
▲ 0.50% · 4.625%
HK$43,096
+HK$2,472/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,248/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,527
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,668
−HK$1,157/mo
Today · 4.125%
HK$44,825
baseline
▲ 0.50% · 4.625%
HK$47,187
+HK$2,362/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,650/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,598
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,985
−HK$1,410/mo
Today · 4.125%
HK$47,395
baseline
▲ 0.50% · 4.625%
HK$50,279
+HK$2,884/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,790/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,615
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,946
−HK$1,350/mo
Today · 4.125%
HK$52,296
baseline
▲ 0.50% · 4.625%
HK$55,052
+HK$2,756/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,592/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$523,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,340
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,124
−HK$1,812/mo
Today · 4.125%
HK$60,936
baseline
▲ 0.50% · 4.625%
HK$64,644
+HK$3,708/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,872/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,791
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,502
−HK$1,735/mo
Today · 4.125%
HK$67,237
baseline
▲ 0.50% · 4.625%
HK$70,781
+HK$3,544/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,474/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,886 · Scale 2, in force from 26 Feb 2026)