LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,858
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,848
−HK$1,007/mo
Today · 4.125%
HK$33,855
baseline
▲ 0.50% · 4.625%
HK$35,915
+HK$2,060/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,710/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,441
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,392
−HK$964/mo
Today · 4.125%
HK$37,356
baseline
▲ 0.50% · 4.625%
HK$39,325
+HK$1,969/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,712/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,229
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,418
−HK$1,208/mo
Today · 4.125%
HK$40,626
baseline
▲ 0.50% · 4.625%
HK$43,098
+HK$2,472/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,252/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,529
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,670
−HK$1,157/mo
Today · 4.125%
HK$44,827
baseline
▲ 0.50% · 4.625%
HK$47,190
+HK$2,363/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,654/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,601
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,988
−HK$1,409/mo
Today · 4.125%
HK$47,397
baseline
▲ 0.50% · 4.625%
HK$50,281
+HK$2,884/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,794/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$523,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,618
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,948
−HK$1,350/mo
Today · 4.125%
HK$52,298
baseline
▲ 0.50% · 4.625%
HK$55,055
+HK$2,757/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,596/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$523,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,344
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,127
−HK$1,812/mo
Today · 4.125%
HK$60,939
baseline
▲ 0.50% · 4.625%
HK$64,648
+HK$3,709/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,878/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,794
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,505
−HK$1,736/mo
Today · 4.125%
HK$67,241
baseline
▲ 0.50% · 4.625%
HK$70,785
+HK$3,544/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,482/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,914 · Scale 2, in force from 26 Feb 2026)