LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,860
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,851
−HK$1,007/mo
Today · 4.125%
HK$33,858
baseline
▲ 0.50% · 4.625%
HK$35,918
+HK$2,060/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,716/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,444
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,394
−HK$965/mo
Today · 4.125%
HK$37,359
baseline
▲ 0.50% · 4.625%
HK$39,328
+HK$1,969/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,718/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,232
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,421
−HK$1,208/mo
Today · 4.125%
HK$40,629
baseline
▲ 0.50% · 4.625%
HK$43,101
+HK$2,472/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,258/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,532
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,673
−HK$1,157/mo
Today · 4.125%
HK$44,830
baseline
▲ 0.50% · 4.625%
HK$47,193
+HK$2,363/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,660/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,604
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,991
−HK$1,410/mo
Today · 4.125%
HK$47,401
baseline
▲ 0.50% · 4.625%
HK$50,285
+HK$2,884/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,802/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$523,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,621
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,952
−HK$1,350/mo
Today · 4.125%
HK$52,302
baseline
▲ 0.50% · 4.625%
HK$55,059
+HK$2,757/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,604/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$523,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,348
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,132
−HK$1,812/mo
Today · 4.125%
HK$60,944
baseline
▲ 0.50% · 4.625%
HK$64,652
+HK$3,708/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$121,888/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,799
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,510
−HK$1,736/mo
Today · 4.125%
HK$67,246
baseline
▲ 0.50% · 4.625%
HK$70,790
+HK$3,544/mo
Deposit HK$1.40M · loan HK$12.57M · min. income ≈ HK$134,492/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,952 · Scale 2, in force from 26 Feb 2026)