LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,861
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,852
−HK$1,007/mo
Today · 4.125%
HK$33,859
baseline
▲ 0.50% · 4.625%
HK$35,919
+HK$2,060/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,718/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,445
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,396
−HK$964/mo
Today · 4.125%
HK$37,360
baseline
▲ 0.50% · 4.625%
HK$39,329
+HK$1,969/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,720/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,233
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,423
−HK$1,208/mo
Today · 4.125%
HK$40,631
baseline
▲ 0.50% · 4.625%
HK$43,103
+HK$2,472/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,262/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,534
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,675
−HK$1,157/mo
Today · 4.125%
HK$44,832
baseline
▲ 0.50% · 4.625%
HK$47,195
+HK$2,363/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,664/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,606
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,993
−HK$1,410/mo
Today · 4.125%
HK$47,403
baseline
▲ 0.50% · 4.625%
HK$50,287
+HK$2,884/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,806/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$523,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,623
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,954
−HK$1,350/mo
Today · 4.125%
HK$52,304
baseline
▲ 0.50% · 4.625%
HK$55,061
+HK$2,757/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,608/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$523,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,350
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,134
−HK$1,812/mo
Today · 4.125%
HK$60,946
baseline
▲ 0.50% · 4.625%
HK$64,655
+HK$3,709/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$121,892/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,801
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,512
−HK$1,736/mo
Today · 4.125%
HK$67,248
baseline
▲ 0.50% · 4.625%
HK$70,793
+HK$3,545/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$134,496/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,973 · Scale 2, in force from 26 Feb 2026)