LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,862
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,853
−HK$1,007/mo
Today · 4.125%
HK$33,860
baseline
▲ 0.50% · 4.625%
HK$35,921
+HK$2,061/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,720/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,446
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,397
−HK$964/mo
Today · 4.125%
HK$37,361
baseline
▲ 0.50% · 4.625%
HK$39,331
+HK$1,970/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,722/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$523,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,235
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,424
−HK$1,208/mo
Today · 4.125%
HK$40,632
baseline
▲ 0.50% · 4.625%
HK$43,105
+HK$2,473/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,264/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,536
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,676
−HK$1,158/mo
Today · 4.125%
HK$44,834
baseline
▲ 0.50% · 4.625%
HK$47,197
+HK$2,363/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,668/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$523,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,607
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,995
−HK$1,409/mo
Today · 4.125%
HK$47,404
baseline
▲ 0.50% · 4.625%
HK$50,289
+HK$2,885/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,808/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$523,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,625
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,956
−HK$1,350/mo
Today · 4.125%
HK$52,306
baseline
▲ 0.50% · 4.625%
HK$55,063
+HK$2,757/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,612/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$523,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,352
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,136
−HK$1,812/mo
Today · 4.125%
HK$60,948
baseline
▲ 0.50% · 4.625%
HK$64,657
+HK$3,709/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$121,896/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,803
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,515
−HK$1,736/mo
Today · 4.125%
HK$67,251
baseline
▲ 0.50% · 4.625%
HK$70,795
+HK$3,544/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$134,502/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$523,991 · Scale 2, in force from 26 Feb 2026)