LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,865
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,856
−HK$1,007/mo
Today · 4.125%
HK$33,863
baseline
▲ 0.50% · 4.625%
HK$35,923
+HK$2,060/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,726/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,449
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,400
−HK$964/mo
Today · 4.125%
HK$37,364
baseline
▲ 0.50% · 4.625%
HK$39,334
+HK$1,970/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,728/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,237
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,427
−HK$1,208/mo
Today · 4.125%
HK$40,635
baseline
▲ 0.50% · 4.625%
HK$43,108
+HK$2,473/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,270/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$524,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,539
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,680
−HK$1,157/mo
Today · 4.125%
HK$44,837
baseline
▲ 0.50% · 4.625%
HK$47,200
+HK$2,363/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,674/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$524,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,610
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$45,998
−HK$1,410/mo
Today · 4.125%
HK$47,408
baseline
▲ 0.50% · 4.625%
HK$50,292
+HK$2,884/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,816/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,629
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,960
−HK$1,350/mo
Today · 4.125%
HK$52,310
baseline
▲ 0.50% · 4.625%
HK$55,067
+HK$2,757/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,620/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,356
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,140
−HK$1,813/mo
Today · 4.125%
HK$60,953
baseline
▲ 0.50% · 4.625%
HK$64,662
+HK$3,709/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$121,906/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,808
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,519
−HK$1,737/mo
Today · 4.125%
HK$67,256
baseline
▲ 0.50% · 4.625%
HK$70,801
+HK$3,545/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$134,512/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,029 · Scale 2, in force from 26 Feb 2026)