LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,865
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,857
−HK$1,007/mo
Today · 4.125%
HK$33,864
baseline
▲ 0.50% · 4.625%
HK$35,924
+HK$2,060/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,728/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,450
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,401
−HK$964/mo
Today · 4.125%
HK$37,365
baseline
▲ 0.50% · 4.625%
HK$39,335
+HK$1,970/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,730/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,238
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,428
−HK$1,208/mo
Today · 4.125%
HK$40,636
baseline
▲ 0.50% · 4.625%
HK$43,109
+HK$2,473/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,272/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$524,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,540
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,681
−HK$1,157/mo
Today · 4.125%
HK$44,838
baseline
▲ 0.50% · 4.625%
HK$47,202
+HK$2,364/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,676/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$524,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,611
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$45,999
−HK$1,410/mo
Today · 4.125%
HK$47,409
baseline
▲ 0.50% · 4.625%
HK$50,294
+HK$2,885/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,818/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,630
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,961
−HK$1,350/mo
Today · 4.125%
HK$52,311
baseline
▲ 0.50% · 4.625%
HK$55,069
+HK$2,758/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,622/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,358
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,142
−HK$1,812/mo
Today · 4.125%
HK$60,954
baseline
▲ 0.50% · 4.625%
HK$64,663
+HK$3,709/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$121,908/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,810
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,521
−HK$1,736/mo
Today · 4.125%
HK$67,257
baseline
▲ 0.50% · 4.625%
HK$70,802
+HK$3,545/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$134,514/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,043 · Scale 2, in force from 26 Feb 2026)