LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,866
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,858
−HK$1,007/mo
Today · 4.125%
HK$33,865
baseline
▲ 0.50% · 4.625%
HK$35,925
+HK$2,060/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,730/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,451
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,402
−HK$964/mo
Today · 4.125%
HK$37,366
baseline
▲ 0.50% · 4.625%
HK$39,336
+HK$1,970/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,732/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,240
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,429
−HK$1,209/mo
Today · 4.125%
HK$40,638
baseline
▲ 0.50% · 4.625%
HK$43,110
+HK$2,472/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$81,276/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$524,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,541
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,682
−HK$1,158/mo
Today · 4.125%
HK$44,840
baseline
▲ 0.50% · 4.625%
HK$47,203
+HK$2,363/mo
Deposit HK$5.59M · loan HK$8.38M · min. income ≈ HK$89,680/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$524,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,613
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,001
−HK$1,410/mo
Today · 4.125%
HK$47,411
baseline
▲ 0.50% · 4.625%
HK$50,295
+HK$2,884/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,822/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,632
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,963
−HK$1,350/mo
Today · 4.125%
HK$52,313
baseline
▲ 0.50% · 4.625%
HK$55,070
+HK$2,757/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,626/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,360
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,144
−HK$1,813/mo
Today · 4.125%
HK$60,957
baseline
▲ 0.50% · 4.625%
HK$64,666
+HK$3,709/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$121,914/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,812
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,523
−HK$1,737/mo
Today · 4.125%
HK$67,260
baseline
▲ 0.50% · 4.625%
HK$70,805
+HK$3,545/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$134,520/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,061 · Scale 2, in force from 26 Feb 2026)